Your home is more than bricks and mortar. If you experience a situation where it becomes necessary to submit a claim, you’ll want more than a cheque from your insurer. Our team is equipped to provide top-quality risk management at a level of service that goes beyond the home. Contact us for a quote today.
We offer policies that have an extended replacement cost option that will cover the cost to have your home repaired or rebuilt to its original condition—even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modernized building codes.
If your home cannot be lived in due to a covered loss, we are there to help. Our policies will help you find a comparable place to stay while your home is rebuilt.
We will make sure your belongings are covered for the amount it costs to replace them today, without deduction for depreciation, up to the limit on your policy. We also offer policies where you can choose a cash settlement instead of replacement.
On homes with a replacement cost greater than $750,000, a complimentary home appraisal is included. A highly trained risk consultant will visit your home to carefully note the things that turned your house into your home to make sure you are fully protected. Our risk consultants also assist with security and fire prevention advice.