Your home is more than bricks and mortar. If you experience a situation where it becomes necessary to submit a claim, you’ll want more than a cheque from your insurer. Our team is equipped to provide top-quality risk management at a level of service that goes beyond the home. Contact us for a quote today.
We offer policies that have an extended replacement cost option that will cover the cost to have your home repaired or rebuilt to its original condition—even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modernized building codes.
If your home cannot be lived in due to a covered loss, we are there to help. Our policies will help you find a comparable place to stay while your home is rebuilt.
We will make sure your belongings are covered for the amount it costs to replace them today, without deduction for depreciation, up to the limit on your policy. We also offer policies where you can choose a cash settlement instead of replacement.
On homes with a replacement cost greater than $750,000, a complimentary home appraisal is included. A highly trained risk consultant will visit your home to carefully note the things that turned your house into your home to make sure you are fully protected. Our risk consultants also assist with security and fire prevention advice.
We needed our house insured last minute and it was turning out to be difficult for us to do on our own. Van Helden Agencies was recommended to us by my husband's coworker and I am so glad that we chose to go with them. Pam communicated with us every step of the way and we couldn't be more pleased. Pam's expertise was valuable and appreciated. Highly recommended!
Our house was struck by lightning and subsequently destroyed by fire. Van Helden Agencies responded immediately and efficiently processed our claim. Doug Van Helden personally arrived on site Saturday morning following the fire to provide me with assurance and comfort. Thanks to the quality of the insurance policy and their direct involvement, Van Helden Agencies made my transition and recovery from an otherwise difficult situation as seamless as possible.
I experienced a flood in my condo building that caused major damage and resulted in time away from home. The Van Helden team was extremely supportive and compassionate throughout the whole process. Their responsiveness and ability to answer questions surrounding the claims process and provide guidance made the extremely stressful process much more manageable.